Many people have a love/hate relationship with credit cards. They seem to have either maxed them all out, or too afraid to apply for one. A healthy relationship with your credit cards can be a beautiful thing for your financial security, maximizing spending power and overall financial awareness. I have re-assessed the credit cards that I need in my wallet for 2019 and have come to the following conclusions: I am excluding my AMEX Platinum from this comparison, because it has its own considerations. Even if any AMEX card becomes your main card, you should still have either a VISA or MC as backup since AMEX isn’t accepted in many…